Accused of usury and money laundering/ Korça Prosecution sends three people to trial

2026-02-04 12:25:00, Aktualitet CNA

Accused of usury and money laundering/ Korça Prosecution sends three

The Korça Prosecutor's Office has closed the investigations and sent three people to trial, accused of the criminal offenses of "Removing a prisoner from his place of residence", "Practising financial activities without a license" and "Laundering the proceeds of a criminal offense or criminal activity".

The investigations revealed that citizen JK, who was under house arrest, was found outside the apartment, while in collaboration with two other citizens, KK and AG, they were lending usury, embezzling large sums of money.

From the search carried out in JK's apartment, a considerable number of items and documents were found and seized, including notarial contracts for the sale and purchase of movable and immovable property, donation contracts, mortgages, pledges, etc., a total of about 92 items and documents, as well as a considerable number of identification tools, mobile phones, vehicle keys, vehicles found inside the courtyard of the apartment, as well as outside it.

Prosecutor's Office Announcement:

The Prosecutor's Office at the Court of First Instance of General Jurisdiction in Korça has completed the investigations and is sending citizens JK, KK and AG to trial for the criminal offenses of 'Removal of a prisoner from his place of residence', 'Practice of financial activities without a license' committed in collaboration, and 'Laundering of the proceeds of a criminal offense or criminal activity' committed in collaboration, as provided for in articles 323/1, 170/ç/2 and 25 and 287/2 of the Criminal Code.

At the conclusion of the investigations regarding criminal case no. 357/2024, it resulted that on 28.03.2024, the services of the Korça Local Police Directorate found citizen JK, who was under the security measure "House arrest", outside his apartment. This citizen was previously convicted of several criminal offenses, including drug trafficking and the production and sale of narcotics, and during the day he would leave his apartment continuing his criminal activity.

From the search carried out in the apartment, a considerable number of items and documents were found and seized, including notarial contracts for the sale and purchase of movable and immovable property, donation contracts, mortgages, pledges, etc., a total of about 92 items and documents, as well as a considerable number of identification tools, mobile phones, vehicle keys, vehicles found inside the apartment's yard, as well as outside it.

Nga hetimet e Prokurorisë pranë Gjykatës së Shkallës së Parë të Juridiksionit të Përgjithshëm, Korçë u konkludua se shtetasi J.K., krahas veprës penale të “Largimi i të burgosurit nga vendi i qendrimit”, në bashkëpunim me shtetaset K.K. dhe A.G. me veprimet e tyre aktive dhe të kundërligjshme kanë përmbushur të katër elementët e figurës së veprës penale të ushtrimit pa licencë të veprimtarive financiare, parashikuar nga neni 170/ç/2 i Kodit Penal, duke ushtruar një veprimtari kredidhënie faktike (konsideruar formalisht prej tyre si huadhënie), si veprimtari financiare e ndryshme nga veprimtaria bankare, në mënyrë të përsëritur dhe të organizuar, duke vendosur garanci reale (hipotekë/peng) mbi pasuri të luajtshme dhe të paluajtshme, duke vendosur afate të ngushta (përgjithësisht 3-mujore) dhe duke lëvizur fonde, pa qenë të pajisur me licencë nga Banka e Shqipërisë.

Referuar të ASHK-së rezultoi e provuar se të pandehurit kanë ushtruar veprimtari kredidhënie të mirëfilltë, duke regjistruar kufizime pronësie në pasuri të paluajtshme ku disa prej tyre i kanë kaluar në pronësi, të fituara për shkak të mosshlyerjes së borxhit, ku rezulton se vlera e pasurive të paluajtshme që këta shtetas kanë përvetësuar është shumë herë me e madhe se ajo për të cilën kanë dhënë para borxh (e provuar mbi 200.000 euro të dhëna si para me fajde) në një numër të konsiderueshëm personash.

Gjithashtu, vlen të theksohet fakti se në një pjesë të konsiderueshme, për vlera që variojnë nga 1.000 euro, 1.5000 euro, 2.000 etj., janë lënë si garanci, duke kaluar më pas pronësinë në emër të të pandehurve, pasuri të luajtshme siç janë automjete, të cilat kanë vlerë disa herë më të madhe se borxhi i dhënë, çka qartësisht dhe këto veprime të materializuara me akte formale dhe kalim pronësie, dëshmojnë për faktin se kthimi i borxhit të marrë nga debitorët ka qenë disa herë më i madh se ai i dhënë nga kredidhënësit, pra të pandehurit. Rezultoi e provuar se të pandehurit J.K dhe K.K nënshkruanin midis shtetasve të ndryshëm kontrata shitblerje automjetesh fiktive, pra në formë garancie për huatë (fajdet) që ju jepnin këtyre shtetasve dhe në momentin që këto shuma monetare shlyeshin ose bënin anullimin e kontratave ose nënshkruanin kontrata të tjera shitblerje, ku shtetasi J.K dhe K.K rezultonin si shitës, ose në rastin kur nuk shlyheshin i shisnin automjetet pa kaluar pronësinë tek ta, çka është tipar i qartë i kredidhënies së palicencuar të maskuar me marrëdhënie civile të rreme për të siguruar kthimin e kredisë.

As above, it was proven that the defendants JK, KK and AG, with their active and unlawful actions, fulfilled all four elements of the criminal offense of laundering the proceeds of a criminal offense, provided for by Article 287/2 of the Criminal Code, and more specifically, they violated the object specifically protected by this material criminal legal provision, by carrying out typical actions of "laundering the proceeds of a criminal offense", transforming and introducing into economic circulation, mainly through transactions with movable property/vehicles, immovable property, the use of bank accounts and the placement of assets in the name of various persons, the income obtained from the criminal activity that produced the monetary benefits (the exercise of financial activities without a license, as well as the production and sale of narcotics), with the obvious intention of giving it a legal source, making it difficult to trace and to mask the real ownership of these assets. Based on the accounting expertise acts for the assets of the three defendants, it was proven that there is a discrepancy, i.e. a lack of legal income and a negative balance for the three defendants, which means that the assets and financial movements created and carried out by them are not justified by legal income, i.e. the assets circulated are typically the “product” of criminal activity that has generated profits. The accounting expertise acts have concluded that in total the considerable values ??of the movable and immovable assets created in relation to the declared income (profit/loss from the declared activity or other income), testify to the fact that the assets created are the result of funds of criminal origin put into circulation. / CNA